94825 Overseas Highway #28
KEY LARGO OCEAN RESORTS (94.50) · Key Largo · FL · 33037
Overview
About this home
Amazing views awaits you at this new and exquisite oceanfront property overlooking stunning watercolor views from every angle. This hidden gem location on an oversized end lot in prestigious Key Largo Ocean Resorts, this 6 bedroom, 6.5 bathroom beauty with a spacious den offers large living with 1800 square feet of living on each of the two main floors and another 1000 square feet on the fourth floor currently used as a primary suite with unsurpassable oceanfront views from a spacious terrace. An elevator is available for easy access to this palatial home. Observation pier permit with Army Corp approval. Community clubhouse, pool, tennis courts, Dog run, offered as part of the association. Beautiful summer kitchen, Private fenced backyard. Appraisal done 10/24/26 at $4.3 million. Amazing Oceanfront home.
Property details
Interior
- Bedrooms
- 6
- Full bathrooms
- 6
- Half bathrooms
- 1
- Living area
- 4,315 sq ft
- Flooring
- Terrazzo
- Cooling
- Central Individual, Electric
- Heating
- Central, Electric
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Laundry Tub, Sink, Upper Level, Washer Hookup
- Features
- Built-in Features, Cabana Bath, Elevator, Kitchen Island, Pantry, Storage, Walk-In Closet(s)
- Accessibility
- Accessible Common Area, Accessible Entrance, Accessible Hallway(s), Adaptable For Elevator, Standby Generator, Visitor Bathroom
Exterior & lot
- Construction
- Block, CBS, Concrete
- Roof
- Concrete
- Stories
- 4
- Lot size
- 0.09 acres (3,776 sq ft)
- View
- Ocean, Marina, Beach, Water
- Parking
- Attached, Attached Carport, Carport, Covered, Driveway, Electric Vehicle Charging Station(s), Paver Block
- Features
- Balcony, Barbecue, Built-in Barbecue, Garden, Lighting, Outdoor Kitchen, Outdoor Shower, Private Rooftop Terrace, Storage, Summer Kitchen
Community
- Subdivision
- KEY LARGO OCEAN RESORTS (94.50)
- HOA
- Key Largo Ocean Resorts
- HOA fee
- $1,172 monthly
- Amenities
- Security, Recreation Facility, Maintenance, Gated, Pool, Basketball Court, Beach Access, Boating, Clubhouse, Community Room, Dog Park, Fishing Pier, Fitness Center, Heated Pool, Internet Included, Kitchen Facilities, Maintained Community, Management, Manager On Site, Parking, Pickleball Court(s), Playground, Street Lights, Tennis Court(s)
- County
- Monroe
Listing & financial
- Property type
- Single Family Residence
- Year built
- 2024
- Annual taxes
- $15,567 (2025)
- Parcel ID
- 00483401002800
- Buyer financing accepted
- Cash, Conventional
- Sale type
- Standard
- MLS #
- B26095159
Sale & tax history
This listing
| Nov 1, 2026 | Listed for sale | $3,617,000 |
Taxes
2025 property taxes: $15,567. In Florida, taxes are re-assessed after a sale, so a new owner's bill can be different (your homestead exemption can lower it).
Full sale and tax history is public at the county property appraiser (parcel ID 00483401002800).
Location
Approximate location. Street View opens in Google Maps where Google has street photos.
Neighborhood
- Subdivision
- KEY LARGO OCEAN RESORTS (94.50)
- City
- Key Largo
- County
- Monroe County
- Elementary school
- Key Largo
- Middle school
- Key Largo
- High school
- Coral Shores
Schools as reported by the listing agent. Always confirm school assignments with the district.
Climate, weather & flood risk
Average temperatures by month
Winters are mild, with highs around 77°F from December to February. The coolest nights come in January (about 61°F); the warmest days in July (about 91°F).
| Month | Low | Range | High | Rain |
|---|---|---|---|---|
| Jan | 61° | 76° | 1.8″ | |
| Feb | 63° | 78° | 2.1″ | |
| Mar | 66° | 81° | 2.5″ | |
| Apr | 70° | 84° | 3.4″ | |
| May | 73° | 87° | 6.3″ | |
| Jun | 76° | 89° | 10.5″ | |
| Jul | 78° | 91° | 7.4″ | |
| Aug | 78° | 91° | 9.6″ | |
| Sep | 77° | 89° | 10.2″ | |
| Oct | 74° | 86° | 7.7″ | |
| Nov | 68° | 81° | 3.5″ | |
| Dec | 64° | 78° | 2.4″ |
Average daily low and high (°F) and monthly rainfall (inches). Source: NOAA U.S. Climate Normals 1991–2020, Miami Intl Airport station (53 mi away). Most rain falls in short summer afternoon showers.
Monthly payment
Estimated monthly payment
$23,170/mo
- Principal & interest$18,290
- Property taxes$1,297
- Home insurance$2,411
- HOA$1,172
Estimate only, not a loan offer. The rate is an example: ask a lender for today's rates. In Florida, property taxes are re-assessed after a sale, so the seller's last bill is only a starting point; your homestead exemption can lower it. Insurance is a rough estimate; get a real quote, including flood and wind coverage. Talk to a lender we trust →