When You Move to Florida Can Save You Tens of Thousands. Time It Right.
A short, honest guide to Florida's 2026 property-tax measure (HJR 1-F), establishing residency the right way, and the deadlines that decide when your savings begin.
Proposed amendment — pending 60% voter approval in Nov. 2026. General information, not tax advice; consult a CPA for your situation.
What You'll Learn in This Free Guide
- ✅HJR 1-F explained — the 2026 ballot measure, in plain English
- ✅Why timing your move can change your savings by tens of thousands
- ✅The three taxes you actually escape leaving the Northeast
- ✅Establishing Florida residency cleanly (and avoiding an audit)
- ✅The March 1 Homestead deadline and why it matters
- ✅Snowbird vs. full resident — the trade-off
- ✅When to sell your Northern home (capital-gains timing)
- ✅Your simple next steps — and what to ask a CPA
Most Retirees Know Florida Has No Income Tax. Far Fewer Know the Timing.
If Florida voters approve HJR 1-F in November 2026, the homestead exemption for non-school property taxes would rise to $150,000 in 2027 and $250,000 in 2028 — potentially erasing most property taxes for primary homeowners. But the benefit is tied to homestead status, which is tied to when and how you establish residency.
This guide walks through the residency steps, the March 1 Homestead deadline, capital-gains timing on your Northern home sale, and the questions to bring to a CPA — so your savings start the right tax year.
I Track This So You Don't Have To
I'm Maria Fernanda Gallo, a licensed Florida REALTOR® on the Treasure Coast. I help Northeast retirees navigate exactly these timing decisions — the details that don't show up in a property search. As the November vote approaches, I keep this guide current with what passes and what it means for your move.
No upsells. No tricks. Just the real local knowledge you need.
Quick Questions
Is this tax advice?
No. It's general educational information for planning. The measure it covers is proposed and pending 60% voter approval in November 2026. Always confirm your situation with a qualified CPA before making decisions.
Is this really free?
Yes — a free PDF/printable guide. You'll also get occasional honest local updates. Unsubscribe anytime, and I don't cold-call.
Will I get hassled by sales calls?
No. I send the guide and a few helpful emails. If you want to talk, you book a call when you're ready.
I'm a few years from moving — still useful?
Especially then. Residency and sale timing are decisions best planned 1–3 years ahead, not in the final rush.
Plan the Timing Before You Move
Grab the free tax-timing guide below. A little planning now — around residency, the March 1 deadline, and your home sale — can save you real money later.
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