785 SW PENNFIELD Terrace
BANYAN BAY PUD PHASE 2A & 2B · Stuart · FL · 34997
Overview
About this home
Built in 2021, this beautifully appointed 3-bedroom, 2.5-bathroom residence with a private study and 3-car garage offers the perfect blend of modern design, privacy, and effortless Florida living. Ideally situated on a premium corner homesite at the end of a quiet cul-de-sac within the gated community of Banyan Bay, this exceptional home showcases picturesque lake and preserve views with no rear neighbors. Step inside to discover soaring ceilings, oversized high-gloss porcelain tile flooring, and a bright, open-concept floor plan designed for both everyday living and entertaining. The spacious great room flows seamlessly into the gourmet kitchen, complete with stainless steel appliances, white quartz countertops, modern cabinetry, and generous prep space. The private owner's suite offers a relaxing retreat with a tray ceiling, spa-inspired bathroom, soaking tub, walk-in shower, and beautifully appointed cabinetry. Hunter Douglas window treatments and plantation shutters throughout add an additional touch of sophistication. Enjoy the best of outdoor Florida living from the oversized, covered lanai, where expansive lake and preserve views create a peaceful backdrop and exceptional privacy. The spacious backyard offers ample room for design and build your dream custom pool and spa, creating the ultimate private outdoor oasis. This desirable corner homesite combines the benefits of cul-de-sac living, scenic surroundings, and the opportunity to create your ideal Florida lifestyle. Banyan Bay residents enjoy a low-maintenance lifestyle with lawn care, irrigation, quarterly pest control, and fertilization included. Community amenities feature private St. Lucie River access, a fishing dock, kayak and paddleboard launch, rinse station, and waterfront gazebo. The clubhouse offers a fitness center, resort-style pool, activity room, and catering kitchen for social gatherings and community events.
Property details
Interior
- Bedrooms
- 3
- Full bathrooms
- 2
- Half bathrooms
- 1
- Living area
- 2,668 sq ft
- Flooring
- Carpet, Tile, Wood
- Cooling
- Ceiling Fan(s), Central Air, Electric
- Heating
- Central
- Laundry
- Inside, Laundry Room, Laundry Tub, Sink
- Features
- Bedroom Layout - Split, Built-in Features, Closet Cabinetry, Entrance Foyer, High Ceilings, Kitchen Island, Pantry, Walk-In Closet(s)
Exterior & lot
- Construction
- Concrete, Stucco
- Roof
- Concrete, Tile
- Stories
- 1
- Lot size
- 0.22 acres (9,533 sq ft)
- View
- Lake
- Parking
- Attached, Attached Garage, Driveway, Garage, Garage Door Opener
- Garage spaces
- 3
Community
- Subdivision
- BANYAN BAY PUD PHASE 2A & 2B
- HOA fee
- $325 monthly
- Amenities
- Pool, Clubhouse, Community Room, Sidewalks, Street Lights
- County
- Martin
Listing & financial
- Property type
- Single Family Residence
- Year built
- 2021
- Annual taxes
- $10,651 (2025)
- Parcel ID
- 413841009000006000
- Buyer financing accepted
- Cash, Conventional, VA Loan
- Sale type
- Standard
- MLS #
- B26094395
Sale & tax history
This listing
| Oct 30, 2026 | Listed for sale | $1,099,000 |
Taxes
2025 property taxes: $10,651. In Florida, taxes are re-assessed after a sale, so a new owner's bill can be different (your homestead exemption can lower it).
Full sale and tax history is public at the county property appraiser (parcel ID 413841009000006000). Open the Martin County Property Appraiser ↗
Location
Approximate location. Street View opens in Google Maps where Google has street photos.
Neighborhood
- Subdivision
- BANYAN BAY PUD PHASE 2A & 2B
- City
- Stuart
- County
- Martin County
- Elementary school
- J.D. Parker
- Middle school
- Dr. David L. Anderson
- High school
- Martin County
Schools as reported by the listing agent. Always confirm school assignments with the district: Martin County schools ↗.
Climate, weather & flood risk
Average temperatures by month
Winters are mild, with highs around 75°F from December to February. The coolest nights come in January (about 56°F); the warmest days in July (about 91°F).
| Month | Low | Range | High | Rain |
|---|---|---|---|---|
| Jan | 56° | 74° | 3.0″ | |
| Feb | 59° | 76° | 2.6″ | |
| Mar | 61° | 78° | 3.8″ | |
| Apr | 66° | 82° | 3.6″ | |
| May | 71° | 86° | 5.7″ | |
| Jun | 74° | 89° | 7.4″ | |
| Jul | 76° | 91° | 6.1″ | |
| Aug | 76° | 91° | 8.5″ | |
| Sep | 75° | 89° | 8.3″ | |
| Oct | 72° | 85° | 6.5″ | |
| Nov | 65° | 80° | 4.2″ | |
| Dec | 60° | 76° | 3.2″ |
Average daily low and high (°F) and monthly rainfall (inches). Source: NOAA U.S. Climate Normals 1991–2020, Stuart station (3 mi away). Most rain falls in short summer afternoon showers.
Monthly payment
Estimated monthly payment
$7,503/mo
- Principal & interest$5,557
- Property taxes$888
- Home insurance$733
- HOA$325
Estimate only, not a loan offer. The rate is an example: ask a lender for today's rates. In Florida, property taxes are re-assessed after a sale, so the seller's last bill is only a starting point; your homestead exemption can lower it. Insurance is a rough estimate; get a real quote, including flood and wind coverage. Talk to a lender we trust →
