496 SE CARDINAL Trail
SOUTH RIVER COLONY · Stuart · FL · 34997
Overview
About this home
Waterfront on Turtle Creek! Completely remodeled & beautifully redesigned, this charming 2-bed, 2-bath home in desirable S. River Colony offers tranquil water views, fishing & kayaking right from your backyard. Relax on the screened porch & enjoy jumping fish & exotic birds. The stunning kitchen features gas cooking, all-new cabinetry & an open bar overlooking the cozy vaulted living area. Gorgeous plank-style flooring flows throughout. Private primary suite offers peaceful water views, dual sinks & walk-in closet. Enjoy the FL waterfront lifestyle with Hosford Park & community boat ramp just ½ mile away for convenient river access. Community amenities include available RV/boat storage, plus a gathering area with fire pit & picnic tables for entertaining. I-95 easy access. HOA only $300/yr
Property details
Interior
- Bedrooms
- 2
- Full bathrooms
- 2
- Living area
- 921 sq ft
- Flooring
- Laminate, Tile
- Cooling
- Central Air
- Heating
- Central
- Laundry
- Electric Dryer Hookup, In Garage, Washer Hookup
- Features
- Bedroom Layout - Split, Built-in Features, Vaulted Ceiling(s), Walk-In Closet(s)
Exterior & lot
- Construction
- Frame
- Roof
- Metal
- Stories
- 1
- Lot size
- 0.21 acres (9,144 sq ft)
- View
- Canal, Other
- Parking
- Attached, Attached Garage, Driveway, Garage, Garage Door Opener
- Garage spaces
- 1
Community
- Subdivision
- SOUTH RIVER COLONY
- HOA
- South River Colony
- HOA fee
- $300 annually
- Amenities
- Jogging Path, Park, Picnic Area
- County
- Martin
Listing & financial
- Property type
- Single Family Residence
- Year built
- 1984
- Annual taxes
- $5,345 (2025)
- Parcel ID
- 04394100300000
- Buyer financing accepted
- Cash, Conventional, VA Loan
- Sale type
- Standard
- MLS #
- B26093955
Sale & tax history
This listing
| Oct 29, 2026 | Listed for sale | $419,888 |
Taxes
2025 property taxes: $5,345. In Florida, taxes are re-assessed after a sale, so a new owner's bill can be different (your homestead exemption can lower it).
Full sale and tax history is public at the county property appraiser (parcel ID 04394100300000). Open the Martin County Property Appraiser ↗
Location
Approximate location. Street View opens in Google Maps where Google has street photos.
Neighborhood
- Subdivision
- SOUTH RIVER COLONY
- City
- Stuart
- County
- Martin County
- Elementary school
- Crystal Lake (Martin)
- Middle school
- Dr. David L. Anderson
- High school
- South Fork
Schools as reported by the listing agent. Always confirm school assignments with the district: Martin County schools ↗.
Climate, weather & flood risk
Average temperatures by month
Winters are mild, with highs around 75°F from December to February. The coolest nights come in January (about 56°F); the warmest days in July (about 91°F).
| Month | Low | Range | High | Rain |
|---|---|---|---|---|
| Jan | 56° | 74° | 3.0″ | |
| Feb | 59° | 76° | 2.6″ | |
| Mar | 61° | 78° | 3.8″ | |
| Apr | 66° | 82° | 3.6″ | |
| May | 71° | 86° | 5.7″ | |
| Jun | 74° | 89° | 7.4″ | |
| Jul | 76° | 91° | 6.1″ | |
| Aug | 76° | 91° | 8.5″ | |
| Sep | 75° | 89° | 8.3″ | |
| Oct | 72° | 85° | 6.5″ | |
| Nov | 65° | 80° | 4.2″ | |
| Dec | 60° | 76° | 3.2″ |
Average daily low and high (°F) and monthly rainfall (inches). Source: NOAA U.S. Climate Normals 1991–2020, Stuart station (6 mi away). Most rain falls in short summer afternoon showers.
Monthly payment
Estimated monthly payment
$2,873/mo
- Principal & interest$2,123
- Property taxes$445
- Home insurance$280
- HOA$25
Estimate only, not a loan offer. The rate is an example: ask a lender for today's rates. In Florida, property taxes are re-assessed after a sale, so the seller's last bill is only a starting point; your homestead exemption can lower it. Insurance is a rough estimate; get a real quote, including flood and wind coverage. Talk to a lender we trust →
