5508 SW ORCHID BAY Drive
CAPTAIN'S CREEK (AKA ORCHID BAY) · Palm City · FL · 34990
Overview
About this home
EXCEPTIONAL CUSTOM BUILT LAKEFRONT ESTATE IN GATED ORCHID BAY! Discover extraordinary craftsmanship, timeless elegance, and breathtaking panoramic lake views in this distinctive two story custom-built residence in Palm City's desirable Orchid Bay community. Offering 4,129 square feet of luxurious living space and 5,733 total square feet, you will live the oversized 3 + C garage plus this remarkable home was thoughtfully designed and constructed by its original owner-builder with an emphasis on quality, strength, and architectural distinction. Featuring substantial 2 stories of concrete block and stucco construction, including the soffits, and a stunning standing-seam metal roof approximately three years new, this residence exemplifies enduring quality. The desirable first-floor primary suite offers convenience and comfort, while the spacious two-story design provides exceptional opportunities for entertaining and gracious everyday living. The true centerpiece is the spectacular panoramic lakefront setting, where expansive water views, refreshing natural breezes, and beautiful surroundings create an atmosphere of peace and tranquility. A rare opportunity to own a truly distinctive custom-built lakefront residence where quality construction, exceptional views, and the privacy of gated Orchid Bay come together in one extraordinary offering.
Property details
Interior
- Bedrooms
- 5
- Full bathrooms
- 3
- Half bathrooms
- 1
- Living area
- 4,129 sq ft
- Flooring
- Carpet, Engineered Wood
- Cooling
- Ceiling Fan(s), Central Air, Zoned
- Heating
- Central, Electric, Zoned
- Laundry
- Inside, Laundry Tub
- Features
- Bedroom Layout - Split, Cathedral Ceiling(s), Central Vacuum, Entrance Foyer, Pantry, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
Exterior & lot
- Construction
- Concrete, Stucco
- Roof
- Metal
- Stories
- 2
- Lot size
- 0.52 acres (22,680 sq ft)
- Pool
- In Ground, Screen Enclosure
- View
- Lake, Water
- Parking
- Attached, Attached Garage, Garage, Garage Door Opener
- Garage spaces
- 3
Community
- Subdivision
- CAPTAIN'S CREEK (AKA ORCHID BAY)
- HOA fee
- $197 monthly
- Amenities
- Playground, Tennis Court(s)
- County
- Martin
Listing & financial
- Property type
- Single Family Residence
- Year built
- 2001
- Annual taxes
- $6,869 (2025)
- Parcel ID
- 433841002000004008
- Buyer financing accepted
- Cash, Conventional, FHA, VA Loan
- Sale type
- Standard
- MLS #
- B26093330
Sale & tax history
This listing
| Oct 27, 2026 | Listed for sale | $1,395,888 |
Taxes
2025 property taxes: $6,869. In Florida, taxes are re-assessed after a sale, so a new owner's bill can be different (your homestead exemption can lower it).
Full sale and tax history is public at the county property appraiser (parcel ID 433841002000004008). Open the Martin County Property Appraiser ↗
Location
Approximate location. Street View opens in Google Maps where Google has street photos.
Neighborhood
- Subdivision
- CAPTAIN'S CREEK (AKA ORCHID BAY)
- City
- Palm City
- County
- Martin County
- Elementary school
- Palm City
- Middle school
- Hidden Oaks
- High school
- Martin County
Schools as reported by the listing agent. Always confirm school assignments with the district: Martin County schools ↗.
Climate, weather & flood risk
Average temperatures by month
Winters are mild, with highs around 75°F from December to February. The coolest nights come in January (about 56°F); the warmest days in July (about 91°F).
| Month | Low | Range | High | Rain |
|---|---|---|---|---|
| Jan | 56° | 74° | 3.0″ | |
| Feb | 59° | 76° | 2.6″ | |
| Mar | 61° | 78° | 3.8″ | |
| Apr | 66° | 82° | 3.6″ | |
| May | 71° | 86° | 5.7″ | |
| Jun | 74° | 89° | 7.4″ | |
| Jul | 76° | 91° | 6.1″ | |
| Aug | 76° | 91° | 8.5″ | |
| Sep | 75° | 89° | 8.3″ | |
| Oct | 72° | 85° | 6.5″ | |
| Nov | 65° | 80° | 4.2″ | |
| Dec | 60° | 76° | 3.2″ |
Average daily low and high (°F) and monthly rainfall (inches). Source: NOAA U.S. Climate Normals 1991–2020, Stuart station (4 mi away). Most rain falls in short summer afternoon showers.
Monthly payment
Estimated monthly payment
$8,758/mo
- Principal & interest$7,058
- Property taxes$572
- Home insurance$931
- HOA$197
Estimate only, not a loan offer. The rate is an example: ask a lender for today's rates. In Florida, property taxes are re-assessed after a sale, so the seller's last bill is only a starting point; your homestead exemption can lower it. Insurance is a rough estimate; get a real quote, including flood and wind coverage. Talk to a lender we trust →
