7770 SW 188TH Terrace
CUTLER CAY · Cutler Bay · FL · 33157
Overview
About this home
Welcome to your newly renovated lakefront home in gated Cutler Cay. This exquisite 5 bedroom, 4 full baths with newly renovated en-suite bath, glass-enclosed marble rain showers, floating vanities, smart toilets, wood floors in all bedrooms, whole-home smart lighting, Sonos sound, custom built-ins and closets, induction kitchen, new air conditioning, epoxy garage with Tesla charger, plus a heated pool, spa and tiki hut facing spectacular lake sunsets. 1 bedroom and 1 full cabana bath located at entry level. balcony off primary and additional bedroom. Designer ready! Dual staircase. Full size laundry room. Complete Hurricane Impact windows & doors. Gated Cutler Cay w/ clubhouse, fitness, tennis, sauna+. Detailed property portfolio available upon request. Agents see attached.
Property details
Interior
- Bedrooms
- 5
- Full bathrooms
- 4
- Living area
- 3,945 sq ft
- Flooring
- Marble, Tile, Wood
- Cooling
- Central Air
- Heating
- Central, Electric
- Laundry
- Inside, Laundry Room, Lower Level
- Features
- Bedroom Layout - Split, Built-in Features, Cabana Bath, Cathedral Ceiling(s), Closet Cabinetry, Entrance Foyer, High Ceilings, Kitchen Island, Pantry, Walk-In Closet(s)
- Accessibility
- Accessible Bedroom, Accessible Doors, Accessible Entrance, Accessible Full Bath, Accessible Hallway(s), Smart Technology, Therapeutic Whirlpool
Exterior & lot
- Construction
- CBS, Stucco
- Roof
- Barrel, Tile
- Stories
- 2
- Lot size
- 0.28 acres (12,175 sq ft)
- Pool
- ENERGY STAR Qualified pool pump, Equipment Included, Fenced, Heated, In Ground, Pool/Spa Combo, Private, Waterfall
- View
- Pond, Lake, Clubhouse, Pool, Water
- Parking
- Attached, Attached Garage, Driveway, Garage, Garage Door Opener, On Street, Paver Block, See Remarks
- Garage spaces
- 2
- Features
- Balcony, Custom Lighting, Lighting, Pool Bathroom
Community
- Subdivision
- CUTLER CAY
- HOA
- Cutler Cay
- HOA fee
- $509 monthly
- Amenities
- Security, Gated, Basketball Court, Clubhouse, Maintained Community, Playground, Sidewalks, Street Lights
- County
- Miami-Dade
Listing & financial
- Property type
- Single Family Residence
- Year built
- 2005
- Annual taxes
- $10,751 (2026)
- Parcel ID
- 3660030341260
- Buyer financing accepted
- 1031 Exchange, Cash, Conventional
- Sale type
- Standard
- MLS #
- B26092957
Sale & tax history
This listing
| Oct 26, 2026 | Listed for sale | $1,950,000 |
Taxes
2026 property taxes: $10,751. In Florida, taxes are re-assessed after a sale, so a new owner's bill can be different (your homestead exemption can lower it).
Full sale and tax history is public at the county property appraiser (parcel ID 3660030341260). Open the Miami-Dade County Property Appraiser ↗
Location
Approximate location. Street View opens in Google Maps where Google has street photos.
Neighborhood
- Subdivision
- CUTLER CAY
- City
- Cutler Bay
- County
- Miami-Dade County
- Elementary school
- Dr. Edward L. Whigham
- Middle school
- Cutler Bay Middle
- High school
- Miami Southridge
Schools as reported by the listing agent. Always confirm school assignments with the district: Miami-Dade County schools ↗.
Climate, weather & flood risk
Average temperatures by month
Winters are mild, with highs around 77°F from December to February. The coolest nights come in January (about 61°F); the warmest days in July (about 91°F).
| Month | Low | Range | High | Rain |
|---|---|---|---|---|
| Jan | 61° | 76° | 1.8″ | |
| Feb | 63° | 78° | 2.1″ | |
| Mar | 66° | 81° | 2.5″ | |
| Apr | 70° | 84° | 3.4″ | |
| May | 73° | 87° | 6.3″ | |
| Jun | 76° | 89° | 10.5″ | |
| Jul | 78° | 91° | 7.4″ | |
| Aug | 78° | 91° | 9.6″ | |
| Sep | 77° | 89° | 10.2″ | |
| Oct | 74° | 86° | 7.7″ | |
| Nov | 68° | 81° | 3.5″ | |
| Dec | 64° | 78° | 2.4″ |
Average daily low and high (°F) and monthly rainfall (inches). Source: NOAA U.S. Climate Normals 1991–2020, Miami Intl Airport station (14 mi away). Most rain falls in short summer afternoon showers.
Monthly payment
Estimated monthly payment
$12,565/mo
- Principal & interest$9,860
- Property taxes$896
- Home insurance$1,300
- HOA$509
Estimate only, not a loan offer. The rate is an example: ask a lender for today's rates. In Florida, property taxes are re-assessed after a sale, so the seller's last bill is only a starting point; your homestead exemption can lower it. Insurance is a rough estimate; get a real quote, including flood and wind coverage. Talk to a lender we trust →