540 GALLAGHER Street SW
PORT MALABAR UNIT 31 · Palm Bay · FL · 32908
Overview
About this home
This beautifully updated concrete block 4-bedroom, 2-bath home offers approximately 1,800 sq ft of living space with soaring ceilings LVP flooring, a desirable split floor plan, inside laundry, and a 2-car garage. Major upgrades include a BRAND-NEW ROOF (up to 160 MPH wind-resistant shingles), A/C, and water heater for added peace of mind. The fully remodeled kitchen features quartz countertops, new stainless steel appliances, updated cabinetry, and a clean modern finish. Enjoy Florida living from the screened-in trussed porch overlooking the backyard. The home also features a quality water softener and filtration system, with the option to connect to city water if desired. Move-in ready with stylish updates throughout—this one feels like a brand-new home without the new construction wait!
Property details
Interior
- Bedrooms
- 4
- Full bathrooms
- 2
- Living area
- 1,805 sq ft
- Flooring
- Vinyl, Wood
- Cooling
- Central Air, Electric
- Heating
- Central, Electric
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Features
- Bedroom Layout - Split, High Ceilings, Pantry, Vaulted Ceiling(s), Walk-In Closet(s)
Exterior & lot
- Construction
- Block, Concrete, Stucco
- Roof
- Composition, Shingle
- Stories
- 1
- Lot size
- 0.23 acres (10,019 sq ft)
- View
- Other
- Parking
- Attached, Attached Garage, Driveway, Garage, Garage Door Opener
- Garage spaces
- 2
Community
- Subdivision
- PORT MALABAR UNIT 31
- County
- Brevard
Listing & financial
- Property type
- Single Family Residence
- Year built
- 2008
- Annual taxes
- $4,536 (2025)
- Parcel ID
- 293625jp15088
- Buyer financing accepted
- Cash, Conventional, FHA, VA Loan
- Sale type
- Standard
- MLS #
- B26092373
Sale & tax history
This listing
| Oct 30, 2026 | Listed for sale | $309,900 |
Taxes
2025 property taxes: $4,536. In Florida, taxes are re-assessed after a sale, so a new owner's bill can be different (your homestead exemption can lower it).
Full sale and tax history is public at the county property appraiser (parcel ID 293625jp15088). Open the Brevard County Property Appraiser ↗
Location
Approximate location. Street View opens in Google Maps where Google has street photos.
Neighborhood
- Subdivision
- PORT MALABAR UNIT 31
- City
- Palm Bay
- County
- Brevard County
Always confirm school assignments with the district: Brevard County schools ↗.
Climate, weather & flood risk
Average temperatures by month
Winters are mild, with highs around 73°F from December to February. The coolest nights come in January (about 52°F); the warmest days in July (about 90°F).
| Month | Low | Range | High | Rain |
|---|---|---|---|---|
| Jan | 52° | 72° | 2.6″ | |
| Feb | 54° | 74° | 2.0″ | |
| Mar | 58° | 77° | 2.7″ | |
| Apr | 63° | 81° | 2.3″ | |
| May | 69° | 85° | 3.5″ | |
| Jun | 73° | 88° | 7.1″ | |
| Jul | 74° | 90° | 6.5″ | |
| Aug | 75° | 89° | 6.7″ | |
| Sep | 74° | 88° | 7.6″ | |
| Oct | 69° | 84° | 4.9″ | |
| Nov | 61° | 77° | 2.5″ | |
| Dec | 56° | 74° | 2.4″ |
Average daily low and high (°F) and monthly rainfall (inches). Source: NOAA U.S. Climate Normals 1991–2020, Melbourne Intl Airport station (12 mi away). Most rain falls in short summer afternoon showers.
Monthly payment
Estimated monthly payment
$2,152/mo
- Principal & interest$1,567
- Property taxes$378
- Home insurance$207
Estimate only, not a loan offer. The rate is an example: ask a lender for today's rates. In Florida, property taxes are re-assessed after a sale, so the seller's last bill is only a starting point; your homestead exemption can lower it. Insurance is a rough estimate; get a real quote, including flood and wind coverage. Talk to a lender we trust →
