2384 SW ISLAND CREEK Trail
HARBOUR ISLAND at Palm Cove · Palm City · FL · 34990
Overview
About this home
Boaters paradise, Palm Cove Golf & Yacht Club, a socially active waterfront community offering an incredible Florida Lifestyle with easy access to world class fishing & beaches, and downtown Stuart. This renovated 3-bedroom, 3.5-bath townhome, 2 car garage offers 2,750 SF across 2 floors with views of Bessey Creek. The great room w 20' ceilings opens to the remodeled kitchen great for entertaining. The thoughtful floor plan includes an office area, loft, and 3 ensuite bathrooms. Palm Cove offers resort living with a private 93-slip marina, river front clubhouse, tennis court, pool, gym, tot lot, and security guard. Golf enthusiasts can join the golf course. New roof w solar skylights & full accordion shutters. HOA includes WIFI, TV, & many social events. Also included in HOA security, lawn care, BlueStream fiber internet and tv, riverfront clubhouse, heated pool, fitness rooms, newly renovated playground, tennis & social clubs. 54' Boat slip with 20K lift may be available for sale with the purchase of this unit.
Property details
Interior
- Bedrooms
- 3
- Full bathrooms
- 3
- Half bathrooms
- 1
- Living area
- 2,750 sq ft
- Flooring
- Laminate, Tile
- Cooling
- Ceiling Fan(s), Central Air, Electric
- Heating
- Central, Electric
- Laundry
- Laundry Tub
- Features
- Bedroom Layout - Split, Cathedral Ceiling(s), Entrance Foyer, High Ceilings, Pantry, Roman Tub, Upstairs Living Area, Vaulted Ceiling(s), Walk-In Closet(s)
Exterior & lot
- Construction
- Block, Concrete, Stucco
- Roof
- Concrete
- Stories
- 2
- Lot size
- 0.05 acres (2,226 sq ft)
- View
- Canal, Garden, Water
- Parking
- Attached, Attached Garage, Driveway, Garage, Garage Door Opener, Guest, Paver Block
- Garage spaces
- 2
- Features
- Balcony
Community
- Subdivision
- HARBOUR ISLAND at Palm Cove
- HOA
- Palm Cove
- HOA fee
- $749 quarterly
- Amenities
- Pool, Boating, Clubhouse, Fitness Center, Golf Course, Library, Management, Manager On Site, Picnic Area, Playground, Putting Green, Tennis Court(s)
- County
- Martin
Listing & financial
- Property type
- Townhouse
- Year built
- 2005
- Annual taxes
- $3,403 (2025)
- Parcel ID
- 013840019000000300
- Buyer financing accepted
- Cash, Conventional
- Sale type
- Standard
- MLS #
- B26065662
Sale & tax history
This listing
| Oct 23, 2026 | Listed for sale | $768,000 |
| Price reduced | $725,000 |
Taxes
2025 property taxes: $3,403. In Florida, taxes are re-assessed after a sale, so a new owner's bill can be different (your homestead exemption can lower it).
Full sale and tax history is public at the county property appraiser (parcel ID 013840019000000300). Open the Martin County Property Appraiser ↗
Location
Approximate location. Street View opens in Google Maps where Google has street photos.
Neighborhood
- Subdivision
- HARBOUR ISLAND at Palm Cove
- City
- Palm City
- County
- Martin County
- Elementary school
- Bessey Creek
- Middle school
- Hidden Oaks
- High school
- Martin County
Schools as reported by the listing agent. Always confirm school assignments with the district: Martin County schools ↗.
Climate, weather & flood risk
Average temperatures by month
Winters are mild, with highs around 75°F from December to February. The coolest nights come in January (about 56°F); the warmest days in July (about 91°F).
| Month | Low | Range | High | Rain |
|---|---|---|---|---|
| Jan | 56° | 74° | 3.0″ | |
| Feb | 59° | 76° | 2.6″ | |
| Mar | 61° | 78° | 3.8″ | |
| Apr | 66° | 82° | 3.6″ | |
| May | 71° | 86° | 5.7″ | |
| Jun | 74° | 89° | 7.4″ | |
| Jul | 76° | 91° | 6.1″ | |
| Aug | 76° | 91° | 8.5″ | |
| Sep | 75° | 89° | 8.3″ | |
| Oct | 72° | 85° | 6.5″ | |
| Nov | 65° | 80° | 4.2″ | |
| Dec | 60° | 76° | 3.2″ |
Average daily low and high (°F) and monthly rainfall (inches). Source: NOAA U.S. Climate Normals 1991–2020, Stuart station (3 mi away). Most rain falls in short summer afternoon showers.
Monthly payment
Estimated monthly payment
$4,683/mo
- Principal & interest$3,666
- Property taxes$284
- Home insurance$483
- HOA$250
Estimate only, not a loan offer. The rate is an example: ask a lender for today's rates. In Florida, property taxes are re-assessed after a sale, so the seller's last bill is only a starting point; your homestead exemption can lower it. Insurance is a rough estimate; get a real quote, including flood and wind coverage. Talk to a lender we trust →
