5559 LUGO Street
WATERSTONE PHASE THREE · Fort Pierce · FL · 34951
Overview
About this home
Welcome to this beautiful 2024-built, 4-bedroom, 2-bathroom concrete block home, situated on a desirable corner lot in the Waterstone community! Offering 2,009 square feet of living space, this thoughtfully designed residence combines modern finishes, comfort, and functionality. Step inside to discover a bright, open-concept floor plan featuring porcelain tile flooring throughout, spacious living and dining areas, and a beautifully appointed kitchen with granite countertops, abundant cabinetry, stainless steel appliances, and a generous center island perfect for everyday living and entertaining. The spacious primary suite offers a private retreat with dual vanities and a walk-in shower. Three additional bedrooms provide flexibility for guests, a home office, or additional living needs. Enjoy Florida's outdoor lifestyle in the fully fenced backyard, complete with a covered, screened-in patio ideal for relaxing or entertaining. The corner lot, three-car garage, and spacious driveway add convenience and functionality. Waterstone offers an impressive selection of community amenities, including a resort-style swimming pool, clubhouse, community room, fitness center, tennis and pickleball courts, park, picnic areas, sidewalks, and street lighting. Pets are welcome, subject to association rules and restrictions. Experience the perfect combination of newer construction, modern living, and community amenities. Schedule your private showing today!
Property details
Interior
- Bedrooms
- 4
- Full bathrooms
- 2
- Living area
- 2,009 sq ft
- Flooring
- Ceramic Tile, Tile
- Cooling
- Ceiling Fan(s), Central Air, Electric
- Heating
- Central, Electric
- Laundry
- Inside, Washer Hookup, See Remarks
- Features
- Bedroom Layout - Split, Cathedral Ceiling(s), Closet Cabinetry, Entrance Foyer, Kitchen Island, Pantry, Vaulted Ceiling(s), Walk-In Closet(s)
Exterior & lot
- Construction
- CBS
- Roof
- Shingle
- Stories
- 1
- Lot size
- 0.24 acres (10,324 sq ft)
- View
- Other
- Parking
- Driveway
- Features
- Private Rooftop Terrace
Community
- Subdivision
- WATERSTONE PHASE THREE
- HOA
- Atmos Living Mgmt. L
- HOA fee
- $197 monthly
- Amenities
- Pool, Clubhouse, Community Room, Fitness Center, Park, Pickleball Court(s), Picnic Area, Sidewalks, Street Lights, Tennis Court(s)
- County
- St. Lucie
Listing & financial
- Property type
- Single Family Residence
- Year built
- 2024
- Annual taxes
- $8,402 (2025)
- Parcel ID
- 131170201650007
- Buyer financing accepted
- Cash, Conventional, FHA, VA Loan
- Sale type
- Standard
- MLS #
- B26091235
Sale & tax history
This listing
| Oct 21, 2026 | Listed for sale | $429,900 |
Taxes
2025 property taxes: $8,402. In Florida, taxes are re-assessed after a sale, so a new owner's bill can be different (your homestead exemption can lower it).
Full sale and tax history is public at the county property appraiser (parcel ID 131170201650007). Open the St. Lucie County Property Appraiser ↗
Location
Approximate location. Street View opens in Google Maps where Google has street photos.
Neighborhood
- Subdivision
- WATERSTONE PHASE THREE
- City
- Fort Pierce
- County
- St. Lucie County
- Elementary school
- Weatherbee
- Middle school
- Dan Mccarty
- High school
- Fort Pierce Westwood Academy
Schools as reported by the listing agent. Always confirm school assignments with the district: St. Lucie County schools ↗.
Climate, weather & flood risk
Average temperatures by month
Winters are mild, with highs around 73°F from December to February. The coolest nights come in January (about 53°F); the warmest days in July (about 89°F).
| Month | Low | Range | High | Rain |
|---|---|---|---|---|
| Jan | 53° | 72° | 3.0″ | |
| Feb | 55° | 74° | 2.8″ | |
| Mar | 58° | 77° | 3.0″ | |
| Apr | 64° | 81° | 3.6″ | |
| May | 69° | 84° | 4.2″ | |
| Jun | 73° | 88° | 6.2″ | |
| Jul | 74° | 89° | 6.2″ | |
| Aug | 75° | 89° | 7.2″ | |
| Sep | 74° | 88° | 8.2″ | |
| Oct | 70° | 84° | 5.7″ | |
| Nov | 62° | 78° | 3.2″ | |
| Dec | 56° | 74° | 2.4″ |
Average daily low and high (°F) and monthly rainfall (inches). Source: NOAA U.S. Climate Normals 1991–2020, Fort Pierce station (7 mi away). Most rain falls in short summer afternoon showers.
Monthly payment
Estimated monthly payment
$3,358/mo
- Principal & interest$2,174
- Property taxes$700
- Home insurance$287
- HOA$197
Estimate only, not a loan offer. The rate is an example: ask a lender for today's rates. In Florida, property taxes are re-assessed after a sale, so the seller's last bill is only a starting point; your homestead exemption can lower it. Insurance is a rough estimate; get a real quote, including flood and wind coverage. Talk to a lender we trust →
