1860 Bay Road #205E
SPINNAKER POINT CONDOMINIUM · Vero Beach · FL · 32963
Overview
About this home
***BEST VIEW UNDER 1 Million in Vero*** Enjoy unobstructed, direct riverfront views from this south-facing, 3-bedroom, 3-bath condo in Spinnaker Point. Both the primary bedroom and a guest bedroom offer direct river views, the covered open porch provides an inviting spot to relax and watch the boats as they go by. A new, crisp white kitchen brings a fresh coastal feel, complemented by distinctive octagonal terracotta tile in the hall, kitchen, and porch. Boating enthusiasts will appreciate the 2 docks, 1 day dock and 1 private deeded boat dock accommodating a boat up to 40 feet (buyer to confirm). A beautiful setting to enjoy Vero Beach waterfront living. Close
Property details
Interior
- Bedrooms
- 3
- Full bathrooms
- 3
- Living area
- 1,800 sq ft
- Flooring
- Carpet, Ceramic Tile, Mexican Tile
- Cooling
- Central Air
- Heating
- Central
- Laundry
- In Unit, Laundry Closet
- Features
- Bedroom Layout - Three Way Split, Closet Cabinetry, Elevator, Pantry, Storage, Walk-In Closet(s)
Exterior & lot
- Construction
- CBS, Concrete Block - With Stucco
- Roof
- Shingle
- Stories
- 3
- View
- River, Intracoastal, Water
- Parking
- Attached, Attached Garage, Garage, Guest, Open, Paver Block
- Garage spaces
- 1
- Features
- Balcony, Barbecue, Lighting, Outdoor Shower, Pool Bathroom, Storage, Other
Community
- Subdivision
- SPINNAKER POINT CONDOMINIUM
- HOA
- Elliott Merrill
- HOA fee
- $1,634 monthly
- Amenities
- Recreation Facility, Maintenance, Pool, Beach Access, Bike Storage, Elevator(s), Heated Pool, Maintained Community, Parking, Private Beach Pavilion, Sidewalks, Spa/Hot Tub, Street Lights, Trash Chute
- County
- Indian River
Listing & financial
- Property type
- Condominium
- Year built
- 1981
- Annual taxes
- $10,971 (2026)
- Parcel ID
- 33402800002000500205
- Buyer financing accepted
- 1031 Exchange, Cash, Conventional
- Sale type
- Standard
- MLS #
- B26090943
Sale & tax history
This listing
| Oct 21, 2026 | Listed for sale | $850,000 |
Taxes
2026 property taxes: $10,971. In Florida, taxes are re-assessed after a sale, so a new owner's bill can be different (your homestead exemption can lower it).
Full sale and tax history is public at the county property appraiser (parcel ID 33402800002000500205). Open the Indian River County Property Appraiser ↗
Location
Approximate location. Street View opens in Google Maps where Google has street photos.
Neighborhood
- Subdivision
- SPINNAKER POINT CONDOMINIUM
- City
- Vero Beach
- County
- Indian River County
- Elementary school
- Beachland
- Middle school
- Gifford
- High school
- Vero Beach
Schools as reported by the listing agent. Always confirm school assignments with the district: Indian River County schools ↗.
Climate, weather & flood risk
Average temperatures by month
Winters are mild, with highs around 75°F from December to February. The coolest nights come in January (about 52°F); the warmest days in August (about 91°F).
| Month | Low | Range | High | Rain |
|---|---|---|---|---|
| Jan | 52° | 73° | 2.7″ | |
| Feb | 54° | 76° | 2.2″ | |
| Mar | 58° | 78° | 3.4″ | |
| Apr | 62° | 82° | 3.1″ | |
| May | 68° | 86° | 4.2″ | |
| Jun | 72° | 89° | 6.8″ | |
| Jul | 73° | 90° | 5.7″ | |
| Aug | 74° | 91° | 7.3″ | |
| Sep | 73° | 88° | 7.0″ | |
| Oct | 69° | 85° | 5.3″ | |
| Nov | 61° | 79° | 2.9″ | |
| Dec | 56° | 75° | 2.5″ |
Average daily low and high (°F) and monthly rainfall (inches). Source: NOAA U.S. Climate Normals 1991–2020, Vero Beach Intl Airport station (8 mi away). Most rain falls in short summer afternoon showers.
Monthly payment
Estimated monthly payment
$7,413/mo
- Principal & interest$4,298
- Property taxes$914
- Home insurance$567
- HOA$1,634
Estimate only, not a loan offer. The rate is an example: ask a lender for today's rates. In Florida, property taxes are re-assessed after a sale, so the seller's last bill is only a starting point; your homestead exemption can lower it. Insurance is a rough estimate; get a real quote, including flood and wind coverage. Talk to a lender we trust →
