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Honest comparison

Low-HOA vs Resort-Style HOA

Two HOA philosophies, two monthly budgets. The right one depends on how much community lifestyle you actually want.

Low HOA is best if…

You want to keep monthly costs down and don't need a big amenity package.

Resort HOA is best if…

You want a full amenity lifestyle — pools, clubs, events, maintenance included — and see the higher fee as worth it.

The honest verdict

A low HOA keeps your fixed costs down and suits buyers who don't need — or don't want to pay for — a big amenity slate. A resort-style HOA is higher every month, but it buys pools, clubhouses, classes, events, and often exterior maintenance, so the lifestyle is turnkey and lock-and-leave. If you'd rarely use resort amenities, keep the HOA low; if the amenity calendar is why you're moving, the resort fee usually earns its keep.

Not sure which one fits you best?

Maria has toured both. Tell her what matters to you and she'll give you the honest call.